Money

Top 10 Hidden Costs to Budget For

These expenses can surprise new residents. Plan ahead so nothing catches you off guard.

By MHCP USA Community Experts | Published November 3, 2024 | Updated November 14, 2024

  1. Application & background fees — residency screening costs.
  2. Move‑in deposits & utility connection fees — varies by provider and park.
  3. Sub‑meter minimums & seasonal utility spikes — watch base charges.
  4. Trash/recycling fees — if not covered by lot rent.
  5. Extra vehicle, trailer, or guest parking fees — check rules and limits.
  6. Pet fees/deposits & monthly pet rent — ask what’s refundable.
  7. Amenity or clubhouse fees — pools, storage lots, event spaces.
  8. Maintenance supplies — skirting repair, heat tape, filters, sealants.
  9. Insurance premiums — policies tailored to manufactured homes.
  10. Lot rent adjustments over time — review notice requirements.

Tip: Build a small monthly reserve for utilities and maintenance. It smooths out seasonal spikes and minor repairs.