Top 10 Hidden Costs to Budget For

The Hidden Costs

These expenses often aren't mentioned until you're signing paperwork or reviewing your first bills. Add them to your budget early:

1. Application & background fees
   Residency screening costs $25–$75 per adult. Non-refundable even if denied.
2. Move-in deposits & utility connection fees
   Water/electric deposits can be $150–$300 each. Internet/cable installation $50–$100.
3. Sub-meter minimums & seasonal utility spikes
   Some parks bill a minimum monthly charge even if you use less. Winter heating and summer cooling can double your bills.
4. Trash/recycling fees (if not included)
   $15–$40/month if billed separately. Check what's included in lot rent.
5. Extra vehicle, trailer, or guest parking fees
   Second car: $10–$30/month. RV/boat storage: $50–$100/month. Check park rules and limits.
6. Pet fees/deposits & monthly pet rent
   Deposit: $200–$500 per pet. Monthly pet rent: $25–$50. Ask what's refundable.
7. Amenity or clubhouse fees
   Pool, gym, event spaces may cost $10–$50/month extra, even if rarely used.
8. Maintenance supplies (skirting, heat tape, filters)
   Skirting repair: $100–$300. Heat tape: $50–$150. HVAC filters: $10–$30 every 3 months.
9. Insurance premiums for manufactured homes
   Manufactured home policies cost $400–$1,200/year. Shop around—rates vary widely.
10. Potential lot rent adjustments over time
    Most leases allow annual increases. Read your notice requirements and caps (if any).

Budget Like a Pro

Tip: Build a small monthly reserve ($50–$100) for utilities and maintenance. It smooths out seasonal spikes and minor repairs.

Download our budget calculator (CSV) to track these costs and see your real monthly total.

Questions to Ask Before Signing

Clarify these costs upfront to avoid surprises:

• What's the total move-in cost? (First month, deposit, fees, utilities)
• Are utilities billed separately or included? Sub-metered or flat rate?
• What are the fees for pets, extra vehicles, amenities?
• How often does lot rent increase? What's the notice period?
• Are there seasonal maintenance costs I should expect? (Snow removal, heat tape, AC filters)

Get all fee disclosures in writing. Save them with your lease for reference.